Florida Multigen Guide | Selling Sunshine Group
Central Florida Relocation

Florida
Multigen
Guide

Discover the perfect multigenerational home for you — for parents, kids, and everyone in between.

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With years of experience in the Central Florida market, our team has unparalleled knowledge of Orlando and its surrounding areas. We know the neighborhoods, the schools, the amenities, and the hidden gems.

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Multigen Locations

Get detailed information about the best neighborhoods in Florida for multigenerational living, including schools, amenities, and community features.

Map of multigenerational home locations across Central Florida
Featured Communities

Homes built for every generation

Mother-In-Law Suite with Private Entrance

West of Orlando · Clermont, FL 34714

~30 minutes to Disney

Starting around $632,990

3,195 Sq Ft 5 Bedrooms 4 Bathrooms 2-Car Garage In-Law Suite

Community Highlights

  • Resort-style swimming pool
  • Clubhouse
  • Fitness center

HOA: Approx. $194/month

Mother-in-Law Suite — Mt. Dora

Mount Dora, FL 32757

Lakeside community on Loch Leven

Starting at $687,999

4,181 Sq Ft 5 Bedrooms 3.5 Bathrooms 2-Car Garage

Community Highlights

  • Resort-style pool
  • Playground
  • Community boat ramp
  • Lake access to Loch Leven

HOA: $198/month

Mother-in-Law Suite — West of Orlando

Zip Code 34714

20 minutes to Disney

Starting at $668,490

3,385 Sq Ft 5 Bedrooms 3.5 Bathrooms

Community Highlights

  • Resort-style pool
  • Multi-use trails
  • Fitness center

HOA: $200/month

Mother-in-Law Suite — North of Kissimmee

Zip Code 34744

25 min to Orlando International Airport

Starting at $519,018

2,109 Sq Ft 4 Bedrooms 3 Bathrooms

Community Highlights

  • Resort-style pool
  • Clubhouse
  • Fitness center
  • Tot lot

HOA: $10/month

New Build with Casita

St. Cloud, FL · Zip Code 34771

Starting at $754,990

3,503 Sq Ft 4-5 Bedrooms 3.5 Bathrooms

Community Highlights

  • Resort-style pool
  • Acorn Park
  • Community garden
  • Neighborhood school

HOA: $125/month

Garage Apartment — Lake Nona

Lake Nona, FL · Zip Code 32827

Starting at $750,900

2,468 Sq Ft 4 Bedrooms 3 Bathrooms

Community Highlights

  • Top schools
  • Resort-style pool
  • Community garden
  • Dog park
  • Tennis court

HOA: $495/quarterly

New Build with Tiny House

St. Cloud, FL · Zip Code 34771

Starting at $466,990

1,789 Sq Ft 3-4 Bedrooms 2-5 Bathrooms

Community Highlights

  • Top schools
  • Resort-style pool
  • Community garden
  • Dog park
  • Tennis court

HOA: $415/quarter

Mother-in-Law Suite — Ocoee

Ocoee, FL 34761 · Also available in Kissimmee, FL 34744

Starting at $560,990

2,787 Sq Ft 4 Bedrooms 3 Bathrooms

Community Highlights

  • Resort-style pool
  • Easy access to 429
  • Proximity to Lake Apopka
  • Waterview homesites

HOA: $243/quarterly

New Build with Garage Studio

St. Cloud, FL · Zip Code 34771

Starting at $590,900

2,441 Sq Ft 3-4 Bedrooms 2.5-5 Bathrooms

Community Highlights

  • Resort-style pool
  • Dog park
  • Pavilion
  • Playground
  • Master planned

HOA: $83/month

Mother-in-Law Suite — Merritt Island

Merritt Island, FL 32953

Starting at $648,900

2,578 Sq Ft 4 Bedrooms 3 Bathrooms

Community Highlights

  • 7 miles from Cocoa Beach
  • Watch rocket launches from Kennedy Space Center right in your backyard

HOA: $100/monthly

Garage Apartment — Laureate Park

Lake Nona, FL 32827

Starting at $763,990

2,790 Sq Ft 4 Bedrooms 3.5 Bathrooms

Community Highlights

  • Top schools
  • Resort-style pool
  • Community garden
  • Dog park
  • Tennis court

HOA: $415/quarter

Garage Apartment — St. Cloud

St. Cloud, FL 34771

Starting at $670,000

1,963–3,324 Sq Ft 3-4 Bedrooms 2-4 Bathrooms

Community Highlights

  • Resort-style pool
  • Acorn Park
  • Community garden
  • Neighborhood school

HOA: $341/month

By The Numbers

Multigenerational Living in Florida: 2026 Snapshot

While exact statistics for 2026 may vary depending on the specific data source, the general trend shows that multigenerational homes will continue to be a significant aspect of Florida’s housing landscape.

Florida living room

16–18% of Florida households are multigenerational (vs. 15% nationally). Driven by high housing costs and families supporting elderly relatives or young adults.

Multigenerational family celebrating together

Multigenerational households projected to grow by 5–7% by 2030. Growth largely from people aged 65+ moving in with family.

Kitchen

Age Demographics

Commonly involves parents living with adult children (20s–30s) or elderly parents. Florida’s high retiree population contributes to this trend.

Suburban home exterior

Preferences

Buyers/renters seek homes with extra rooms or secondary suites, especially in suburban/coastal areas.

Living room

Economic Benefits

Shared financial resources reduce housing costs but require larger homes and utilities.

Family sharing a meal together

Family Values

Strong in Hispanic, Asian, and Caribbean communities, emphasizing family care and togetherness.

Multiple Generations Under One Roof

Here’s why it’s time to make the move:

  • Save Money: Share the financial load—reduce expenses like utilities, groceries, and childcare by living under one roof.
  • Stay Connected: Strengthen family bonds while ensuring your loved ones are always close. Perfect for aging parents, young adults, or extended family members.
  • Future-Proof Your Investment: Multigenerational homes are in high demand, making them a valuable and practical real estate choice.
  • Tailored Spaces: Enjoy homes designed for privacy and functionality, with features like in-law suites, dual kitchens, or separate entrances.
Affordable housing loan for Mom or Dad
Financing

Family Opportunity Mortgage Loan Program

Worried about financing your multigenerational dream home? We’ve got you covered!

The Family Opportunity Mortgage offers a conventional loan for those buying homes for family members, like elderly parents or adult children with disabilities. Key benefits include:

  • Low down payments (as low as 5%)
  • No requirement for the borrower to occupy the property
  • Helps parents provide housing for disabled children or children provide housing for parents
  • Available for individuals who cannot qualify for a mortgage on their own due to lack of income

Ready to Take the Next Step?

Book a consultation today to get more details on qualifications, eligibility and other info!

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We’re Your Florida Multigenerational Living Experts

Why Work
With Us

Expertise

Receive professional guidance in finding and purchasing the perfect multigenerational home.

Deals

We are connected with hundreds of builders and can get you the best deals, as they become available.

Tailored Solutions

We recognize that every family is unique, and we offer personalized services to meet your specific needs.

Local Knowledge

We provide in-depth information specific to Florida, ensuring you make well-informed decisions.

Comprehensive Support

From planning to moving in, we offer continuous support to make your transition smooth and stress-free.

Let’s make your multigenerational living dream a reality. Schedule a call with our experts to:

  • Discuss your family’s specific needs.
  • Explore the best homes and financing options.
  • Get personalized advice from Florida’s leading multigen specialists.
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